- HIGH-VELOCITY BUSINESS CAPITAL -
We don't judge. We fund.
Defaults, judgments, bad credit, rough history. Bring us your file, and we’ll give you a straight answer and a faster path forward. Fast decisions, clear terms, and funding built for real-world credit profiles.
The speed you need.
The terms you see.
Traditional banks care about a static score. We care about your cash flow and your potential.
Automated infrastructure deploys capital within 24hrs of approval — no waiting on a committee.
Your revenue is the only asset we need. No liens, no personal guarantees on assets.
We show you the exact payback amount before you sign. No surprises buried in the contract.
Daily or weekly remittance tied to your actual cash flow, not a fixed calendar.
We look at your business holistically — revenue, deposits, and trajectory — not just a score.
Actual funding specialists available to walk you through every step. No scripts, no hold queues.
We Look at
the Full Picture.
Our underwriting engine evaluates your revenue, deposit history, and business trajectory — not just a credit score. That means more businesses qualify, including those with imperfect credit histories.
What Business Owners Say.
The process was flawless. They told me the exact factor rate, exact payback, and after a brief call with one of the owners, funds hit before I expected. No games, no surprises.
Every other lender buried the real cost. TurboCap showed the exact payback before I signed. That transparency made all the difference.
My credit history was a mess. TurboCap looked at my revenue instead and got me funded in under a day. These guys actually get it.
I had two default judgments from an old partnership. Three other lenders laughed me off the phone. TurboCap funded me $45K same day. These guys are the real deal.
Funded in Four Steps.
We stripped out the bureaucracy. What's left is a straight line from application to capital.
Complete our application and upload 4 months of bank statements via our secure portal. No fax machines. No paper forms.
Our engine analyzes your revenue and deposit history — not just a score. You get a pre-approval decision in real time. No committee. No waiting.
Factor rate, payback amount, term length, and remittance schedule — disclosed upfront in plain language. No surprises. No pressure.
Sign your agreement and funds are in your account within 24 hours. Automated infrastructure moves capital fast — no manual delays.
The "Misfit Merchant"
Program.
Most lenders have a clean-file checklist. We built a program for everyone who doesn't fit it. The Misfit Program is designed for merchants with defaults, poor payment history, collections, or debt consolidation — profiles that other lenders reject at first glance.
Ready to talk about your file? Reach out directly to our Misfit Program team.
Your Revenue Is
Your Approval.
Stop waiting on banks that don't understand your business. Our engine is analyzing files right now.
No credit impact to check your rate. Decisions in real time.
High-velocity business capital. Deployed at computational speed.