TURBOCAP INC. — TERMS OF SERVICE

Last Updated: June 29, 2026

1. Acceptance of Terms

By accessing turbocap.com (the “Site”) or submitting an application for business financing, you (“you,” “applicant,” or “user”) agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, do not use the Site or submit an application.

TurboCap Inc. (“TurboCap,” “we,” “us,” or “our”) reserves the right to update these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms.

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal representative or owner of a business entity operating in the United States
  • Have authority to enter into financial agreements on behalf of your business
  • Provide accurate, current, and complete information in any application or form

3. Services Description

TurboCap provides revenue-based financing and merchant cash advance products to qualifying businesses. Our services include:

  • Business funding application processing
  • Underwriting and credit evaluation
  • Funding deployment upon approval and agreement execution
  • The Misfit Program for high-risk merchant profiles

Submission of an application does not guarantee approval or funding. All applications are subject to individual underwriting review.

4. Application and Information Accuracy

By submitting an application, you represent and warrant that:

  • All information provided is true, accurate, and complete
  • You are authorized to submit the application on behalf of the business
  • All bank statements and financial documents submitted are authentic and unaltered
  • You authorize TurboCap to verify your business and personal information with third-party sources including credit bureaus and financial institutions

Submission of false, fraudulent, or misleading information may result in rejection of your application, termination of any agreement, and referral to appropriate legal authorities.

5. SMS and Text Message Terms

By providing your mobile phone number on any form on this Site or in any application, you expressly consent to receive SMS text messages from TurboCap Inc.

Types of messages you may receive:

  • Application status updates and funding notifications
  • Document requests and verification alerts
  • Account updates and payment reminders
  • Customer support responses

Message frequency: Varies based on application activity and account status. You may receive up to 5 messages per week during active application processing.

Message and data rates may apply. Standard carrier rates for SMS and data apply based on your mobile plan.

To opt out: Reply STOP to any text message from TurboCap at any time. You will receive one final confirmation message and will then be unsubscribed. To re-subscribe, text START to the same number.

For help: Reply HELP to any text message or contact us at funding@turbocap.com or 646-739-9894.

We will not share your mobile opt-in information or SMS consent with third parties or affiliates for marketing or promotional purposes.

Opting out of SMS communications does not affect your application or account status. You may still be contacted via email or phone.

6. Authorization to Contact

By submitting an application or inquiry, you authorize TurboCap and its representatives to contact you via:

  • Email at the address provided
  • Phone calls (including automated or pre-recorded calls where permitted by law) to the number provided
  • SMS text messages as described in Section 5 above

This authorization remains in effect until you explicitly withdraw consent in writing or via the opt-out methods described herein.

7. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of TurboCap Inc. and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Prohibited Uses

You agree not to:

  • Use the Site for any unlawful purpose
  • Submit false or misleading information
  • Attempt to gain unauthorized access to any part of the Site or our systems
  • Interfere with the Site’s functionality or security
  • Use automated tools to scrape, crawl, or extract data from the Site
  • Impersonate TurboCap or any of its representatives

9. Disclaimer of Warranties

The Site and its content are provided “as is” without warranty of any kind, express or implied. TurboCap does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations regarding the accuracy or completeness of any content on the Site.

10. Limitation of Liability

To the fullest extent permitted by applicable law, TurboCap shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services, even if we have been advised of the possibility of such damages. Our total liability to you shall not exceed the amount of fees paid by you to TurboCap in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold TurboCap, its officers, directors, employees, and agents harmless from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your submission of false or fraudulent information.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at turbocap.com/privacy-policy.

13. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Suffolk County, New York, in accordance with the rules of the American Arbitration Association, except where prohibited by applicable law.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and TurboCap with respect to your use of the Site and supersede all prior agreements and understandings.

16. Contact Us

Questions about these Terms? Contact us:
TurboCap Inc.
Email: info@turbocap.com
Phone: 646-739-9894
Locations: St. James, NY 11780 | Boca Raton, FL 33434

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