TURBOCAP INC. — PRIVACY POLICY

Last Updated: June 29, 2026

1. Introduction

TurboCap Inc. (“TurboCap,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit turbocap.com (the “Site”) or submit an application for business financing.

Please read this policy carefully. By using our Site or submitting an application, you agree to the practices described in this Privacy Policy.

2. Information We Collect

Information You Provide Directly:

  • Full name, business name, and DBA
  • Email address, phone number, and mailing address
  • Date of birth and Social Security Number (last 4 digits)
  • Business type, industry, and time in business
  • Requested funding amount and monthly revenue
  • Bank statements and financial documents
  • Any other information submitted through our application or contact forms

Information Collected Automatically:

  • IP address and browser type
  • Pages visited and time spent on Site
  • Referring URL and device information
  • Cookies and similar tracking technologies

Information From Third Parties:

  • Credit bureaus and financial data providers
  • Business verification services
  • Marketing and lead generation partners (where applicable and with your consent)

3. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your business financing application
  • Communicate with you about your application status, offers, and account
  • Verify your identity and business information
  • Comply with legal and regulatory obligations
  • Improve our Site, products, and services
  • Send you operational and transactional communications
  • Respond to your inquiries and provide customer support
  • Detect and prevent fraud or unauthorized activity

4. SMS / Text Message Communications

By providing your mobile phone number and opting in to SMS communications from TurboCap, you consent to receive recurring text messages regarding:

  • Application status updates
  • Document requests and funding notifications
  • Account-related alerts and reminders
  • General customer support responses

Message frequency varies based on your application status and interactions with our team.

Message and data rates may apply based on your mobile carrier’s plan.

To opt out of SMS communications at any time, reply STOP to any message you receive from us. You will receive a confirmation that you have been unsubscribed and will no longer receive messages from that number.

For help, reply HELP to any message or contact us at funding@turbocap.com or 646-739-9894.

Mobile opt-in data and consent will not be shared with third parties or affiliates for marketing or promotional purposes under any circumstances.

5. How We Share Your Information

We do not sell your personal information. We may share your information in the following limited circumstances:

  • Service Providers: We may share information with trusted third-party vendors who assist us in operating our Site, processing applications, and conducting business — including payment processors, identity verification providers, and cloud hosting services. These parties are contractually bound to use your information only as directed by us.
  • Funding Partners: In connection with evaluating or funding your application, we may share your information with our funding partners, investors, or syndication partners.
  • Legal Requirements: We may disclose your information if required to do so by law, court order, or government authority, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
  • With Your Consent: We may share your information in any other circumstances with your explicit consent.

6. Cookies and Tracking Technologies

Our Site uses cookies and similar technologies to enhance your experience. Cookies are small data files stored on your device. We use:

  • Essential cookies: Required for the Site to function properly
  • Analytics cookies: Help us understand how visitors use the Site (e.g., Google Analytics)
  • Marketing cookies: Used to deliver relevant advertisements

You can control cookies through your browser settings. Disabling cookies may affect certain features of the Site.

7. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data may be retained for up to 7 years in accordance with financial industry record-keeping requirements.

9. Your Rights

Depending on your state of residence, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information (subject to legal retention requirements)
  • Opt out of certain data sharing practices
  • Receive a copy of your data in a portable format

To exercise any of these rights, contact us at funding@turbocap.com or write to us at the address below.

California Residents: Under the California Consumer Privacy Act (CCPA), you have additional rights including the right to know, the right to delete, and the right to opt out of the sale of personal information. TurboCap does not sell personal information.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies independently.

11. Children’s Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the “Last Updated” date at the top of this page. Continued use of the Site after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

TurboCap Inc.
Email: misfits@turbocap.com
Phone: 646-739-9894
Locations: St. James, NY 11780 | Boca Raton, FL 33434

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